Expense Ratio History

SWPPX vs VFIAX: fees

Schwab S&P 500 Index Fund and Vanguard 500 Index Fund Admiral Shares both track the S&P 500. SWPPX is cheaper, at 0.020% against 0.04% for VFIAX.

SWPPX

Schwab S&P 500 Index Fund

0.020%

Yearly cost per $10,000
$2
Fund company
Schwab
Type
Index mutual fund
Read on
19 October 2026
Last change
0.03% to 0.02%, 14 Dec 2018

VFIAX

Vanguard 500 Index Fund Admiral Shares

0.04%

Yearly cost per $10,000
$4
Fund company
Vanguard
Type
Index mutual fund
Read on
19 October 2026
Last change
0.14% to 0.04%, 29 Apr 2022

What the difference costs

On $10,000 held for 10 years at a steady 5% return, VFIAX's fee costs about $51 and SWPPX's about $26, a difference of $26. The gap is 2 basis points a year, or $2 a year on every $10,000.

Fees are one fact among many. The two funds may differ in structure, minimums, tax treatment and tracking, and this site doesn't compare any of that. Each fund's page has its fee history and sources.

Fee history

SWPPX
SWPPX expense ratio: 0.10% until 28 Feb 2014, then 0.09%; 0.09% until 28 Feb 2017, then 0.03%; 0.03% until 14 Dec 2018, then 0.02%; read at 0.020% on 19 Oct 2026.0.00%0.05%0.10%0.15%Feb 2012Aug 2014Feb 2017Aug 2019Feb 2022Aug 20240.10% before0.02% from 14 Dec 2018
SWPPX expense ratio: 0.10% until 28 Feb 2014, then 0.09%; 0.09% until 28 Feb 2017, then 0.03%; 0.03% until 14 Dec 2018, then 0.02%; read at 0.020% on 19 Oct 2026.0.00%0.05%0.10%0.15%Feb 2012Jan 2017Dec 20210.10% before0.02% from 14 Dec 2018
VFIAX
VFIAX expense ratio: 0.04% until 29 Apr 2021, then 0.14%; 0.14% until 29 Apr 2022, then 0.04%; read at 0.04% on 19 Oct 2026.0.00%0.05%0.10%0.15%0.20%Apr 2017Dec 2018Aug 2020Apr 2022Dec 2023Aug 20250.04% before0.04% from 29 Apr 2022
VFIAX expense ratio: 0.04% until 29 Apr 2021, then 0.14%; 0.14% until 29 Apr 2022, then 0.04%; read at 0.04% on 19 Oct 2026.0.00%0.05%0.10%0.15%0.20%Apr 2017Jul 2020Oct 20230.04% before0.04% from 29 Apr 2022

All S&P 500 index funds we track

Compare them all