Expense Ratio History

FXAIX vs SWPPX: fees

Fidelity 500 Index Fund and Schwab S&P 500 Index Fund both track the S&P 500. FXAIX is cheaper, at 0.015% against 0.020% for SWPPX.

FXAIX

Fidelity 500 Index Fund

0.015%

Yearly cost per $10,000
$1.50
Fund company
Fidelity
Type
Index mutual fund
Read on
19 October 2026
Last change
0.03% to 0.01%, 29 Apr 2016

SWPPX

Schwab S&P 500 Index Fund

0.020%

Yearly cost per $10,000
$2
Fund company
Schwab
Type
Index mutual fund
Read on
19 October 2026
Last change
0.03% to 0.02%, 14 Dec 2018

What the difference costs

On $10,000 held for 10 years at a steady 5% return, SWPPX's fee costs about $26 and FXAIX's about $19, a difference of $6.44. The gap is 0.5 basis points a year, or $0.50 a year on every $10,000.

Fees are one fact among many. The two funds may differ in structure, minimums, tax treatment and tracking, and this site doesn't compare any of that. Each fund's page has its fee history and sources.

Fee history

FXAIX
FXAIX expense ratio: 0.03% until 29 Apr 2016, then 0.01%; read at 0.015% on 19 Oct 2026.0.00%0.01%0.02%0.03%0.04%Apr 2011Dec 2013Aug 2016Apr 2019Dec 2021Aug 20240.03% before0.01% from 29 Apr 2016
FXAIX expense ratio: 0.03% until 29 Apr 2016, then 0.01%; read at 0.015% on 19 Oct 2026.0.00%0.01%0.02%0.03%0.04%Apr 2011Jul 2016Oct 20210.03% before0.01% from 29 Apr 2016
SWPPX
SWPPX expense ratio: 0.10% until 28 Feb 2014, then 0.09%; 0.09% until 28 Feb 2017, then 0.03%; 0.03% until 14 Dec 2018, then 0.02%; read at 0.020% on 19 Oct 2026.0.00%0.05%0.10%0.15%Feb 2012Aug 2014Feb 2017Aug 2019Feb 2022Aug 20240.10% before0.02% from 14 Dec 2018
SWPPX expense ratio: 0.10% until 28 Feb 2014, then 0.09%; 0.09% until 28 Feb 2017, then 0.03%; 0.03% until 14 Dec 2018, then 0.02%; read at 0.020% on 19 Oct 2026.0.00%0.05%0.10%0.15%Feb 2012Jan 2017Dec 20210.10% before0.02% from 14 Dec 2018

All S&P 500 index funds we track

Compare them all