Expense Ratio History

VSVNX expense ratio history

Vanguard Target Retirement 2070 Fund, Investor Shares

Fund company
Vanguard
Type
Mutual fund

0.08%

In basis points
8 basis points
Yearly cost per $10,000
$8
Prospectus dated
28 January 2026, filed with the SEC; rounded to 0.01%

Fee over time

VSVNX expense ratio: read at 0.08% on 28 Jan 2026.0.00%0.05%0.10%0.15%Jun 2022Feb 2023Oct 2023Jun 2024Feb 2025Oct 20250.08% on 28 Jan 2026
VSVNX expense ratio: read at 0.08% on 28 Jan 2026.0.00%0.05%0.10%0.15%Jun 2022Sep 2023Dec 20240.08% on 28 Jan 2026
Each dot is a prospectus filed with the SEC or a date we read the fee from a source. The fee hasn't changed between them.

Every figure we've recorded

DateFeeWhat happened
28 Jan 2026 0.08% In the prospectusTotal annual fund operating expenses in the prospectus dated 2026-01-28 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
31 Jan 2025 0.08% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-01-31 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
31 Jan 2024 0.08% In the prospectusTotal annual fund operating expenses in the prospectus dated 2024-01-31 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
31 Jan 2023 0.08% In the prospectusTotal annual fund operating expenses in the prospectus dated 2023-01-31 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
28 Jun 2022 0.08% In the prospectusTotal annual fund operating expenses in the prospectus dated 2022-06-28 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS

What this fee costs

Change the amount, years or return. The estimate keeps the fee at 0.08% and the return steady each year, the same assumptions as the cost example in a fund's prospectus.

$103 in fees over 10 years

After fees, $10,000 grows to $16,162.

Fees paid on $10,000 at 5% a year
AfterFees paid
1 year$8.20
3 years$26
5 years$45
10 years$103

How we read this figure

The figure is the total annual fund operating expenses line of the fee table in the fund's prospectus, as tagged in the fund company's filing with the SEC. The SEC publishes these figures rounded to four decimal places, so 0.015% appears as 0.02%. The fund company's own page may show a more precise number.

SEC filings give 5 prospectuses for this share class since 2022. Each one is listed above with a link to the filing.

How we read fees

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