Expense Ratio History

VGCLX expense ratio history

Conservative Allocation Lifestyle Fund

Fund company
Valic CO I
Type
Mutual fund

0.62%

In basis points
62 basis points
Yearly cost per $10,000
$62
Prospectus dated
1 October 2025, filed with the SEC; rounded to 0.01%
Last change
Cut from 0.65% on 1 October 2025

Fee over time

VGCLX expense ratio: 0.92% until 25 May 2021, then 0.76%; 0.76% until 1 Oct 2022, then 0.69%; 0.69% until 1 Oct 2023, then 0.67%; 0.67% until 1 Oct 2024, then 0.65%; 0.65% until 1 Oct 2025, then 0.62%; read at 0.62% on 1 Oct 2025.0.00%0.50%1.00%1.50%Nov 2020Oct 2021Sep 2022Aug 2023Jul 2024Jun 20250.92% before0.62% from 1 Oct 2025
VGCLX expense ratio: 0.92% until 25 May 2021, then 0.76%; 0.76% until 1 Oct 2022, then 0.69%; 0.69% until 1 Oct 2023, then 0.67%; 0.67% until 1 Oct 2024, then 0.65%; 0.65% until 1 Oct 2025, then 0.62%; read at 0.62% on 1 Oct 2025.0.00%0.50%1.00%1.50%Nov 2020Aug 2022May 20240.92% before0.62% from 1 Oct 2025
Solid line: the fee in effect after each recorded change. Dashed: the fee before it. Dots: prospectuses filed with the SEC and dates we read the fee from a source.

Every figure we've recorded

DateFeeWhat happened
1 Oct 2025 0.62% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2025 0.62% Cut from 0.65% to 0.62%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2025-09-26
1 Oct 2024 0.65% In the prospectusTotal annual fund operating expenses in the prospectus dated 2024-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2024 0.65% Cut from 0.67% to 0.65%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2024-09-27
1 Oct 2023 0.67% In the prospectusTotal annual fund operating expenses in the prospectus dated 2023-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2023 0.67% Cut from 0.69% to 0.67%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2023-09-27
1 Oct 2022 0.69% In the prospectusTotal annual fund operating expenses in the prospectus dated 2022-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2022 0.69% Cut from 0.76% to 0.69%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2022-09-27
28 Sep 2021 0.76% In the prospectusTotal annual fund operating expenses in the prospectus dated 2021-09-28 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
25 May 2021 0.76% In the prospectusTotal annual fund operating expenses in the prospectus dated 2021-05-25 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
25 May 2021 0.76% Cut from 0.92% to 0.76%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2021-05-25
4 Feb 2021 0.92% In the prospectusTotal annual fund operating expenses in the prospectus dated 2021-02-04 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
4 Nov 2020 0.92% In the prospectusTotal annual fund operating expenses in the prospectus dated 2020-11-04 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS

What this fee costs

Change the amount, years or return. The estimate keeps the fee at 0.62% and the return steady each year, the same assumptions as the cost example in a fund's prospectus.

$776 in fees over 10 years

After fees, $10,000 grows to $15,329.

Fees paid on $10,000 at 5% a year
AfterFees paid
1 year$64
3 years$199
5 years$347
10 years$776

How we read this figure

The figure is the total annual fund operating expenses line of the fee table in the fund's prospectus, as tagged in the fund company's filing with the SEC. The SEC publishes these figures rounded to four decimal places, so 0.015% appears as 0.02%. The fund company's own page may show a more precise number.

SEC filings give 8 prospectuses for this share class since 2020. Each one is listed above with a link to the filing.

How we read fees

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