Expense Ratio History

MRYAX expense ratio history

MassMutual RetireSMART by JPMorgan 2030 Fund, Class A

Fund company
Massmutual Select
Type
Mutual fund

1.05%

In basis points
105 basis points
Yearly cost per $10,000
$105
Prospectus dated
1 February 2024, filed with the SEC; rounded to 0.01%
Last change
Cut from 1.09% on 1 February 2024

Fee over time

MRYAX expense ratio: 1.37% until 2 Apr 2012, then 1.34%; 1.34% until 1 Apr 2013, then 1.37%; 1.37% until 1 Apr 2014, then 1.26%; 1.26% until 1 Feb 2017, then 1.25%; 1.25% until 1 Feb 2018, then 1.11%; 1.11% until 1 Feb 2020, then 1.09%; 1.09% until 1 Feb 2024, then 1.05%; read at 1.05% on 1 Feb 2024.0.00%0.50%1.00%1.50%2.00%Apr 2011Jun 2013Aug 2015Oct 2017Dec 2019Feb 20221.37% before1.05% from 1 Feb 2024
MRYAX expense ratio: 1.37% until 2 Apr 2012, then 1.34%; 1.34% until 1 Apr 2013, then 1.37%; 1.37% until 1 Apr 2014, then 1.26%; 1.26% until 1 Feb 2017, then 1.25%; 1.25% until 1 Feb 2018, then 1.11%; 1.11% until 1 Feb 2020, then 1.09%; 1.09% until 1 Feb 2024, then 1.05%; read at 1.05% on 1 Feb 2024.0.00%0.50%1.00%1.50%2.00%Apr 2011Aug 2015Dec 20191.37% before1.05% from 1 Feb 2024
Solid line: the fee in effect after each recorded change. Dashed: the fee before it. Dots: prospectuses filed with the SEC and dates we read the fee from a source.

Share classes

The same fund is sold as 8 share classes, each with its own fee. Figures are from each class's latest prospectus in SEC filings, rounded to 0.01%.

TickerShare classFeeAfter waiversProspectus dated
MRYAX (this page) Class A 1.05% 1.01% 1 Feb 2024
— — 1.12% — 1 Apr 2013
MRYNX Class R3 1.25% 1.21% 1 Feb 2024
MRYSX Service Class 0.75% 0.71% 1 Feb 2024
MRYYX Administrative Class 0.85% 0.81% 1 Feb 2024
MRYUX Class I 0.55% 0.51% 1 Feb 2024
MRYTX Class R5 0.65% 0.61% 1 Feb 2024
MRYZX Class R4 1.00% 0.96% 1 Feb 2024

Every figure we've recorded

DateFeeWhat happened
1 Feb 2024 1.05% In the prospectusTotal annual fund operating expenses in the prospectus dated 2024-02-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Feb 2024 1.05% Cut from 1.09% to 1.05%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2024-02-02
1 Feb 2023 1.09% In the prospectusTotal annual fund operating expenses in the prospectus dated 2023-02-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Feb 2022 1.09% In the prospectusTotal annual fund operating expenses in the prospectus dated 2022-02-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Feb 2021 1.09% In the prospectusTotal annual fund operating expenses in the prospectus dated 2021-02-01 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
1 Feb 2020 1.09% In the prospectusTotal annual fund operating expenses in the prospectus dated 2020-02-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Feb 2020 1.09% Cut from 1.11% to 1.09%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2020-02-20
1 Feb 2019 1.11% In the prospectusTotal annual fund operating expenses in the prospectus dated 2019-02-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Feb 2018 1.11% In the prospectusTotal annual fund operating expenses in the prospectus dated 2018-02-01 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
1 Feb 2018 1.11% Cut from 1.25% to 1.11%Prospectus date; the new figure appears in this filingSource: Prospectus (form 497) filed with the SEC on 2018-02-21
1 Feb 2017 1.25% In the prospectusTotal annual fund operating expenses in the prospectus dated 2017-02-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Feb 2017 1.25% Cut from 1.26% to 1.25%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2017-02-21
1 Feb 2016 1.26% In the prospectusTotal annual fund operating expenses in the prospectus dated 2016-02-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Apr 2015 1.26% In the prospectusTotal annual fund operating expenses in the prospectus dated 2015-04-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Apr 2014 1.26% In the prospectusTotal annual fund operating expenses in the prospectus dated 2014-04-01 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
1 Apr 2014 1.26% Cut from 1.37% to 1.26%Prospectus date; the new figure appears in this filingSource: Prospectus (form 497) filed with the SEC on 2014-04-23
1 Apr 2013 1.37% In the prospectusTotal annual fund operating expenses in the prospectus dated 2013-04-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Apr 2013 1.37% Raised from 1.34% to 1.37%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2013-04-22
2 Apr 2012 1.34% In the prospectusTotal annual fund operating expenses in the prospectus dated 2012-04-02 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
2 Apr 2012 1.34% Cut from 1.37% to 1.34%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2012-04-23
1 Apr 2011 1.37% In the prospectusTotal annual fund operating expenses in the prospectus dated 2011-04-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS

What this fee costs

Change the amount, years or return. The estimate keeps the fee at 1.05% and the return steady each year, the same assumptions as the cost example in a fund's prospectus.

$1,288 in fees over 10 years

After fees, $10,000 grows to $14,694.

Fees paid on $10,000 at 5% a year
AfterFees paid
1 year$108
3 years$336
5 years$582
10 years$1,288

How we read this figure

The figure is the total annual fund operating expenses line of the fee table in the fund's prospectus, as tagged in the fund company's filing with the SEC. The SEC publishes these figures rounded to four decimal places, so 0.015% appears as 0.02%. The fund company's own page may show a more precise number.

SEC filings give 14 prospectuses for this share class since 2011. Each one is listed above with a link to the filing.

How we read fees

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