Expense Ratio History

HCASX expense ratio history

The U.S. Mortgage/Asset Backed Fixed Income Securities Portfolio

Fund company
HC Capital
Type
Mutual fund

0.23%

In basis points
23 basis points
Yearly cost per $10,000
$23
Prospectus dated
1 November 2025, filed with the SEC; rounded to 0.01%
Last change
Raised from 0.20% on 1 November 2024

Fee over time

HCASX expense ratio: 0.31% until 1 Nov 2012, then 0.30%; 0.30% until 1 Nov 2013, then 0.18%; 0.18% until 1 Nov 2014, then 0.21%; 0.21% until 1 Nov 2015, then 0.19%; 0.19% until 1 Nov 2016, then 0.21%; 0.21% until 1 Nov 2017, then 0.26%; 0.26% until 1 Nov 2019, then 0.27%; 0.27% until 1 Nov 2020, then 0.25%; 0.25% until 1 Nov 2021, then 0.26%; 0.26% until 1 Nov 2023, then 0.20%; 0.20% until 1 Nov 2024, then 0.23%; read at 0.23% on 1 Nov 2025.0.00%0.20%0.40%0.60%Nov 2011Apr 2014Sep 2016Feb 2019Jul 2021Dec 20230.31% before0.23% from 1 Nov 2024
HCASX expense ratio: 0.31% until 1 Nov 2012, then 0.30%; 0.30% until 1 Nov 2013, then 0.18%; 0.18% until 1 Nov 2014, then 0.21%; 0.21% until 1 Nov 2015, then 0.19%; 0.19% until 1 Nov 2016, then 0.21%; 0.21% until 1 Nov 2017, then 0.26%; 0.26% until 1 Nov 2019, then 0.27%; 0.27% until 1 Nov 2020, then 0.25%; 0.25% until 1 Nov 2021, then 0.26%; 0.26% until 1 Nov 2023, then 0.20%; 0.20% until 1 Nov 2024, then 0.23%; read at 0.23% on 1 Nov 2025.0.00%0.20%0.40%0.60%Nov 2011Aug 2016May 20210.31% before0.23% from 1 Nov 2024
Solid line: the fee in effect after each recorded change. Dashed: the fee before it. Dots: prospectuses filed with the SEC and dates we read the fee from a source.

Share classes

The same fund is sold as 2 share classes, each with its own fee. Figures are from each class's latest prospectus in SEC filings, rounded to 0.01%.

TickerShare classFeeAfter waiversProspectus dated
HCASX (this page) The U.S. Mortgage/Asset Backed Fixed Income Securities Portfolio 0.23% — 1 Nov 2025
— — 0.51% — 1 Nov 2022

Every figure we've recorded

DateFeeWhat happened
1 Nov 2025 0.23% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2024 0.23% In the prospectusTotal annual fund operating expenses in the prospectus dated 2024-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2024 0.23% Raised from 0.20% to 0.23%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2024-10-28
1 Nov 2023 0.20% In the prospectusTotal annual fund operating expenses in the prospectus dated 2023-11-01 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
1 Nov 2023 0.20% Cut from 0.26% to 0.20%Prospectus date; the new figure appears in this filingSource: Prospectus (form 497) filed with the SEC on 2024-06-17
1 Nov 2022 0.26% In the prospectusTotal annual fund operating expenses in the prospectus dated 2022-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2021 0.26% In the prospectusTotal annual fund operating expenses in the prospectus dated 2021-11-01 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
1 Nov 2021 0.26% Raised from 0.25% to 0.26%Prospectus date; the new figure appears in this filingSource: Prospectus (form 497) filed with the SEC on 2021-11-01
1 Nov 2020 0.25% In the prospectusTotal annual fund operating expenses in the prospectus dated 2020-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2020 0.25% Cut from 0.27% to 0.25%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2020-10-28
1 Nov 2019 0.27% In the prospectusTotal annual fund operating expenses in the prospectus dated 2019-11-01 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
1 Nov 2019 0.27% Raised from 0.26% to 0.27%Prospectus date; the new figure appears in this filingSource: Prospectus (form 497) filed with the SEC on 2020-05-13
1 Nov 2018 0.26% In the prospectusTotal annual fund operating expenses in the prospectus dated 2018-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2017 0.26% In the prospectusTotal annual fund operating expenses in the prospectus dated 2017-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2017 0.26% Raised from 0.21% to 0.26%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2017-11-09
1 Nov 2016 0.21% In the prospectusTotal annual fund operating expenses in the prospectus dated 2016-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2016 0.21% Raised from 0.19% to 0.21%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2016-11-07
1 Nov 2015 0.19% In the prospectusTotal annual fund operating expenses in the prospectus dated 2015-11-01 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
1 Nov 2015 0.19% Cut from 0.21% to 0.19%Prospectus date; the new figure appears in this filingSource: Prospectus (form 497) filed with the SEC on 2015-11-06
1 Nov 2014 0.21% In the prospectusTotal annual fund operating expenses in the prospectus dated 2014-11-01 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
1 Nov 2014 0.21% Raised from 0.18% to 0.21%Prospectus date; the new figure appears in this filingSource: Prospectus (form 497) filed with the SEC on 2014-11-10
1 Nov 2013 0.18% In the prospectusTotal annual fund operating expenses in the prospectus dated 2013-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2013 0.18% Cut from 0.30% to 0.18%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2013-11-18
1 Nov 2012 0.30% In the prospectusTotal annual fund operating expenses in the prospectus dated 2012-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2012 0.30% Cut from 0.31% to 0.30%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2012-11-13
1 Nov 2011 0.31% In the prospectusTotal annual fund operating expenses in the prospectus dated 2011-11-01 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497

What this fee costs

Change the amount, years or return. The estimate keeps the fee at 0.23% and the return steady each year, the same assumptions as the cost example in a fund's prospectus.

$293 in fees over 10 years

After fees, $10,000 grows to $15,927.

Fees paid on $10,000 at 5% a year
AfterFees paid
1 year$24
3 years$74
5 years$130
10 years$293

How we read this figure

The figure is the total annual fund operating expenses line of the fee table in the fund's prospectus, as tagged in the fund company's filing with the SEC. The SEC publishes these figures rounded to four decimal places, so 0.015% appears as 0.02%. The fund company's own page may show a more precise number.

SEC filings give 15 prospectuses for this share class since 2011. Each one is listed above with a link to the filing.

How we read fees

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