Expense Ratio History

HAOAX expense ratio history

Harbor International Core Fund, Administrative Class

Fund company
Harbor
Type
Mutual fund

1.26%

In basis points
126 basis points
Yearly cost per $10,000
$126
Prospectus dated
1 March 2025, filed with the SEC; rounded to 0.01%
Last change
Cut from 1.32% on 1 March 2025

Fee over time

HAOAX expense ratio: 2.49% until 1 Mar 2020, then 1.54%; 1.54% until 1 Mar 2021, then 1.68%; 1.68% until 1 Mar 2022, then 1.52%; 1.52% until 1 Mar 2023, then 1.49%; 1.49% until 1 Mar 2024, then 1.32%; 1.32% until 1 Mar 2025, then 1.26%; read at 1.26% on 1 Mar 2025.0.00%1.00%2.00%3.00%4.00%Feb 2019Mar 2020Apr 2021May 2022Jun 2023Jul 20242.49% before1.26% from 1 Mar 2025
HAOAX expense ratio: 2.49% until 1 Mar 2020, then 1.54%; 1.54% until 1 Mar 2021, then 1.68%; 1.68% until 1 Mar 2022, then 1.52%; 1.52% until 1 Mar 2023, then 1.49%; 1.49% until 1 Mar 2024, then 1.32%; 1.32% until 1 Mar 2025, then 1.26%; read at 1.26% on 1 Mar 2025.0.00%1.00%2.00%3.00%4.00%Feb 2019Mar 2021Apr 20232.49% before1.26% from 1 Mar 2025
Solid line: the fee in effect after each recorded change. Dashed: the fee before it. Dots: prospectuses filed with the SEC and dates we read the fee from a source.

Share classes

The same fund is sold as 4 share classes, each with its own fee. Figures are from each class's latest prospectus in SEC filings, rounded to 0.01%.

TickerShare classFeeAfter waiversProspectus dated
HAOAX (this page) Administrative Class 1.26% 1.10% 1 Mar 2025
HAOSX Institutional Class 0.94% 0.85% 1 Mar 2026
HAORX Retirement Class 0.86% 0.77% 1 Mar 2026
HAONX Investor Class 1.28% 1.19% 1 Mar 2026

Every figure we've recorded

DateFeeWhat happened
1 Mar 2025 1.26% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-03-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Mar 2025 1.26% Cut from 1.32% to 1.26%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2025-02-27
1 Mar 2024 1.32% In the prospectusTotal annual fund operating expenses in the prospectus dated 2024-03-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Mar 2024 1.32% Cut from 1.49% to 1.32%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2024-02-29
1 Mar 2023 1.49% In the prospectusTotal annual fund operating expenses in the prospectus dated 2023-03-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Mar 2023 1.49% Cut from 1.52% to 1.49%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2023-02-24
1 Mar 2022 1.52% In the prospectusTotal annual fund operating expenses in the prospectus dated 2022-03-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Mar 2022 1.52% Cut from 1.68% to 1.52%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2022-02-23
1 Mar 2021 1.68% In the prospectusTotal annual fund operating expenses in the prospectus dated 2021-03-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Mar 2021 1.68% Raised from 1.54% to 1.68%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2021-02-23
1 Mar 2020 1.54% In the prospectusTotal annual fund operating expenses in the prospectus dated 2020-03-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Mar 2020 1.54% Cut from 2.49% to 1.54%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2020-03-19
1 Mar 2019 2.49% In the prospectusTotal annual fund operating expenses in the prospectus dated 2019-03-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS

What this fee costs

Change the amount, years or return. The estimate keeps the fee at 1.26% and the return steady each year, the same assumptions as the cost example in a fund's prospectus.

$1,530 in fees over 10 years

After fees, $10,000 grows to $14,393.

Fees paid on $10,000 at 5% a year
AfterFees paid
1 year$129
3 years$402
5 years$695
10 years$1,530

How we read this figure

The figure is the total annual fund operating expenses line of the fee table in the fund's prospectus, as tagged in the fund company's filing with the SEC. The SEC publishes these figures rounded to four decimal places, so 0.015% appears as 0.02%. The fund company's own page may show a more precise number.

SEC filings give 7 prospectuses for this share class since 2019. Each one is listed above with a link to the filing.

How we read fees

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