Expense Ratio History

FSYVX expense ratio history

Fidelity Sustainable Target Date 2045 Fund, Class K6

Fund company
Fidelity
Type
Mutual fund

0.29%

In basis points
29 basis points
Yearly cost per $10,000
$29
Prospectus dated
31 May 2026, filed with the SEC; rounded to 0.01%

Fee over time

FSYVX expense ratio: read at 0.29% on 31 May 2026.0.00%0.20%0.40%0.60%May 2023Dec 2023Jul 2024Feb 2025Sep 2025Apr 20260.29% on 31 May 2026
FSYVX expense ratio: read at 0.29% on 31 May 2026.0.00%0.20%0.40%0.60%May 2023Jun 2024Jul 20250.29% on 31 May 2026
Each dot is a prospectus filed with the SEC or a date we read the fee from a source. The fee hasn't changed between them.

Share classes

The same fund is sold as 9 share classes, each with its own fee. Figures are from each class's latest prospectus in SEC filings, rounded to 0.01%.

TickerShare classFeeAfter waiversProspectus dated
FSYVX (this page) Class K6 0.29% — 31 May 2026
FSYUX Class K 0.39% — 31 May 2026
FSYTX Fidelity Advisor Sustainable Target Date 2045 Fund: Class Z6 0.29% — 10 May 2023
FSYSX Fidelity Advisor Sustainable Target Date 2045 Fund: Class Z 0.39% — 31 May 2026
FSYHX Fidelity Sustainable Target Date 2045 Fund 0.49% — 31 May 2026
FSYOX Fidelity Advisor Sustainable Target Date 2045 Fund: Class C 1.49% — 31 May 2026
FSYPX Fidelity Advisor Sustainable Target Date 2045 Fund: Class M 0.99% — 31 May 2026
FSYLX Fidelity Advisor Sustainable Target Date 2045 Fund: Class A 0.74% — 31 May 2026
FSYQX Fidelity Advisor Sustainable Target Date 2045 Fund: Class I 0.49% — 31 May 2026

Every figure we've recorded

DateFeeWhat happened
31 May 2026 0.29% In the prospectusTotal annual fund operating expenses in the prospectus dated 2026-05-31 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
31 Oct 2025 0.29% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-10-31 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
31 Aug 2025 0.29% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-08-31 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
31 May 2025 0.29% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-05-31 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
31 May 2024 0.29% In the prospectusTotal annual fund operating expenses in the prospectus dated 2024-05-31 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
10 May 2023 0.29% In the prospectusTotal annual fund operating expenses in the prospectus dated 2023-05-10 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS

What this fee costs

Change the amount, years or return. The estimate keeps the fee at 0.29% and the return steady each year, the same assumptions as the cost example in a fund's prospectus.

$369 in fees over 10 years

After fees, $10,000 grows to $15,834.

Fees paid on $10,000 at 5% a year
AfterFees paid
1 year$30
3 years$93
5 years$163
10 years$369

How we read this figure

The figure is the total annual fund operating expenses line of the fee table in the fund's prospectus, as tagged in the fund company's filing with the SEC. The SEC publishes these figures rounded to four decimal places, so 0.015% appears as 0.02%. The fund company's own page may show a more precise number.

SEC filings give 6 prospectuses for this share class since 2023. Each one is listed above with a link to the filing.

How we read fees

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