Expense Ratio History

FFFAX expense ratio history

Fidelity Freedom Retirement Fund

Fund company
Fidelity
Type
Mutual fund

0.46%

In basis points
46 basis points
Yearly cost per $10,000
$46
Prospectus dated
31 May 2026, filed with the SEC; rounded to 0.01%
Last change
Cut from 0.47% on 31 May 2025

Fee over time

FFFAX expense ratio: 0.46% until 30 May 2012, then 0.44%; 0.44% until 30 May 2013, then 0.45%; 0.45% until 30 May 2014, then 0.49%; 0.49% until 1 Jun 2017, then 0.47%; 0.47% until 31 May 2025, then 0.46%; read at 0.46% on 31 May 2026.0.00%0.20%0.40%0.60%0.80%May 2011Dec 2013Jul 2016Feb 2019Sep 2021Apr 20240.46% before0.46% from 31 May 2025
FFFAX expense ratio: 0.46% until 30 May 2012, then 0.44%; 0.44% until 30 May 2013, then 0.45%; 0.45% until 30 May 2014, then 0.49%; 0.49% until 1 Jun 2017, then 0.47%; 0.47% until 31 May 2025, then 0.46%; read at 0.46% on 31 May 2026.0.00%0.20%0.40%0.60%0.80%May 2011Jun 2016Jul 20210.46% before0.46% from 31 May 2025
Solid line: the fee in effect after each recorded change. Dashed: the fee before it. Dots: prospectuses filed with the SEC and dates we read the fee from a source.

Share classes

The same fund is sold as 4 share classes, each with its own fee. Figures are from each class's latest prospectus in SEC filings, rounded to 0.01%.

TickerShare classFeeAfter waiversProspectus dated
FFFAX (this page) Fidelity Freedom Retirement Fund 0.46% — 31 May 2026
FNSHX Class K 0.42% — 31 May 2026
FYTKX Class K6 0.24% — 31 May 2026
FFOVX Premier Class 0.24% — 31 May 2026

Every figure we've recorded

DateFeeWhat happened
31 May 2026 0.46% In the prospectusTotal annual fund operating expenses in the prospectus dated 2026-05-31 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
31 Aug 2025 0.46% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-08-31 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
31 May 2025 0.46% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-05-31 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
31 May 2025 0.46% Cut from 0.47% to 0.46%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2025-05-27
31 May 2024 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2024-05-31 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
31 Aug 2023 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2023-08-31 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
31 May 2023 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2023-05-31 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
30 Jun 2022 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2022-06-30 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
31 May 2022 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2022-05-31 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
30 Jun 2021 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2021-06-30 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
31 May 2021 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2021-05-31 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
30 May 2020 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2020-05-30 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
30 May 2019 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2019-05-30 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
15 Jun 2018 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2018-06-15 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
30 May 2018 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2018-05-30 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
30 Nov 2017 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2017-11-30 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
29 Jul 2017 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2017-07-29 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Jun 2017 0.47% In the prospectusTotal annual fund operating expenses in the prospectus dated 2017-06-01 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
1 Jun 2017 0.47% Cut from 0.49% to 0.47%Prospectus date; the new figure appears in this filingSource: Prospectus (form 497) filed with the SEC on 2017-06-01
28 May 2016 0.49% In the prospectusTotal annual fund operating expenses in the prospectus dated 2016-05-28 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
30 May 2015 0.49% In the prospectusTotal annual fund operating expenses in the prospectus dated 2015-05-30 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
30 May 2014 0.49% In the prospectusTotal annual fund operating expenses in the prospectus dated 2014-05-30 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
30 May 2014 0.49% Raised from 0.45% to 0.49%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2014-06-17
30 May 2013 0.45% In the prospectusTotal annual fund operating expenses in the prospectus dated 2013-05-30 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
30 May 2013 0.45% Raised from 0.44% to 0.45%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2013-06-17
30 May 2012 0.44% In the prospectusTotal annual fund operating expenses in the prospectus dated 2012-05-30 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
30 May 2012 0.44% Cut from 0.46% to 0.44%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2012-06-20
28 May 2011 0.46% In the prospectusTotal annual fund operating expenses in the prospectus dated 2011-05-28 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS

What this fee costs

Change the amount, years or return. The estimate keeps the fee at 0.46% and the return steady each year, the same assumptions as the cost example in a fund's prospectus.

$580 in fees over 10 years

After fees, $10,000 grows to $15,572.

Fees paid on $10,000 at 5% a year
AfterFees paid
1 year$47
3 years$148
5 years$258
10 years$580

How we read this figure

The figure is the total annual fund operating expenses line of the fee table in the fund's prospectus, as tagged in the fund company's filing with the SEC. The SEC publishes these figures rounded to four decimal places, so 0.015% appears as 0.02%. The fund company's own page may show a more precise number.

SEC filings give 23 prospectuses for this share class since 2011. Each one is listed above with a link to the filing.

How we read fees

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