Expense Ratio History

AMECX expense ratio history

INCOME FUND OF AMERICA, Class A

Fund company
American Funds
Type
Mutual fund

0.56%

In basis points
56 basis points
Yearly cost per $10,000
$56
Prospectus dated
1 October 2025, filed with the SEC; rounded to 0.01%
Last change
Cut from 0.58% on 1 October 2025

Fee over time

AMECX expense ratio: 0.58% until 1 Oct 2014, then 0.57%; 0.57% until 1 Oct 2015, then 0.55%; 0.55% until 1 Oct 2016, then 0.56%; 0.56% until 1 Oct 2018, then 0.55%; 0.55% until 1 Oct 2019, then 0.58%; 0.58% until 1 Oct 2020, then 0.57%; 0.57% until 1 Oct 2021, then 0.56%; 0.56% until 1 Oct 2023, then 0.58%; 0.58% until 1 Oct 2025, then 0.56%; read at 0.56% on 1 Oct 2025.0.00%0.20%0.40%0.60%0.80%Sep 2011Feb 2014Jul 2016Dec 2018May 2021Oct 20230.58% before0.56% from 1 Oct 2025
AMECX expense ratio: 0.58% until 1 Oct 2014, then 0.57%; 0.57% until 1 Oct 2015, then 0.55%; 0.55% until 1 Oct 2016, then 0.56%; 0.56% until 1 Oct 2018, then 0.55%; 0.55% until 1 Oct 2019, then 0.58%; 0.58% until 1 Oct 2020, then 0.57%; 0.57% until 1 Oct 2021, then 0.56%; 0.56% until 1 Oct 2023, then 0.58%; 0.58% until 1 Oct 2025, then 0.56%; read at 0.56% on 1 Oct 2025.0.00%0.20%0.40%0.60%0.80%Sep 2011Jun 2016Mar 20210.58% before0.56% from 1 Oct 2025
Solid line: the fee in effect after each recorded change. Dashed: the fee before it. Dots: prospectuses filed with the SEC and dates we read the fee from a source.

Share classes

The same fund is sold as 25 share classes, each with its own fee. Figures are from each class's latest prospectus in SEC filings, rounded to 0.01%.

TickerShare classFeeAfter waiversProspectus dated
AMECX (this page) Class A 0.56% — 1 Oct 2025
RIDAX Class R-1 1.34% — 1 Oct 2025
RIDBX Class R-2 1.35% — 1 Oct 2025
RIDCX Class R-3 0.90% — 1 Oct 2025
RIDEX Class R-4 0.61% — 1 Oct 2025
RIDFX Class R-5 0.30% — 1 Oct 2025
— — 1.31% — 1 Jan 2017
IFACX Class C 1.31% — 1 Oct 2025
IFAFX Class F-1 0.63% — 1 Oct 2025
CIMAX Class 529-A 0.59% — 1 Oct 2025
— — 1.45% — 1 Jan 2017
CIMCX Class 529-C 1.35% — 1 Oct 2025
CIMEX Class 529-E 0.83% — 1 Oct 2025
CIMFX Class 529-F-1 0.68% — 1 Oct 2025
AMEFX Class F-2 0.37% — 1 Oct 2025
RIDGX Class R-6 0.26% — 1 Oct 2025
RIEBX Class R-2E 1.06% — 1 Oct 2025
RIDHX Class R-5E 0.41% — 1 Oct 2025
FIFAX Class F-3 0.26% — 1 Oct 2025
TFAAX Class 529-T 0.61% — 1 Oct 2025
TIAFX Class T 0.56% — 1 Oct 2025
FAIFX Class 529-F-2 0.34% — 1 Oct 2025
FFIFX Class 529-F-3 0.31% — 1 Oct 2025
— — 0.47% — 30 Oct 2020
— — 0.37% — 30 Oct 2020

Every figure we've recorded

DateFeeWhat happened
1 Oct 2025 0.56% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2025 0.56% Cut from 0.58% to 0.56%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2025-09-30
1 Oct 2024 0.58% In the prospectusTotal annual fund operating expenses in the prospectus dated 2024-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2023 0.58% In the prospectusTotal annual fund operating expenses in the prospectus dated 2023-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2023 0.58% Raised from 0.56% to 0.58%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2023-09-29
1 Oct 2022 0.56% In the prospectusTotal annual fund operating expenses in the prospectus dated 2022-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2021 0.56% In the prospectusTotal annual fund operating expenses in the prospectus dated 2021-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2021 0.56% Cut from 0.57% to 0.56%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2021-09-30
1 Oct 2020 0.57% In the prospectusTotal annual fund operating expenses in the prospectus dated 2020-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2020 0.57% Cut from 0.58% to 0.57%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2020-09-30
1 Oct 2019 0.58% In the prospectusTotal annual fund operating expenses in the prospectus dated 2019-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2019 0.58% Raised from 0.55% to 0.58%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2019-10-22
1 Oct 2018 0.55% In the prospectusTotal annual fund operating expenses in the prospectus dated 2018-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2018 0.55% Cut from 0.56% to 0.55%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2018-10-22
1 Oct 2017 0.56% In the prospectusTotal annual fund operating expenses in the prospectus dated 2017-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
7 Apr 2017 0.56% In the prospectusTotal annual fund operating expenses in the prospectus dated 2017-04-07 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
1 Jan 2017 0.56% In the prospectusTotal annual fund operating expenses in the prospectus dated 2017-01-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2016 0.56% In the prospectusTotal annual fund operating expenses in the prospectus dated 2016-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2016 0.56% Raised from 0.55% to 0.56%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2016-10-21
1 Nov 2015 0.55% In the prospectusTotal annual fund operating expenses in the prospectus dated 2015-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2015 0.55% In the prospectusTotal annual fund operating expenses in the prospectus dated 2015-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2015 0.55% Cut from 0.57% to 0.55%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2015-10-22
1 Oct 2014 0.57% In the prospectusTotal annual fund operating expenses in the prospectus dated 2014-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2014 0.57% Cut from 0.58% to 0.57%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2014-10-22
29 Aug 2014 0.58% In the prospectusTotal annual fund operating expenses in the prospectus dated 2014-08-29 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2013 0.58% In the prospectusTotal annual fund operating expenses in the prospectus dated 2013-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2012 0.58% In the prospectusTotal annual fund operating expenses in the prospectus dated 2012-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Oct 2011 0.58% In the prospectusTotal annual fund operating expenses in the prospectus dated 2011-10-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS

What this fee costs

Change the amount, years or return. The estimate keeps the fee at 0.56% and the return steady each year, the same assumptions as the cost example in a fund's prospectus.

$703 in fees over 10 years

After fees, $10,000 grows to $15,420.

Fees paid on $10,000 at 5% a year
AfterFees paid
1 year$57
3 years$180
5 years$314
10 years$703

How we read this figure

The figure is the total annual fund operating expenses line of the fee table in the fund's prospectus, as tagged in the fund company's filing with the SEC. The SEC publishes these figures rounded to four decimal places, so 0.015% appears as 0.02%. The fund company's own page may show a more precise number.

SEC filings give 19 prospectuses for this share class since 2011. Each one is listed above with a link to the filing.

How we read fees

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